Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$508,457$508,457$539,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$30,643$0
Funding fee$2,542$2,542$0
Note rate5.270%5.270%7.400%
Blended rate5.270%5.482%7.640%
1st payment$3,010.18$3,010.18$3,732.62
2nd payment$0.00$229.82$0.00
Taxes / mo$277.66$277.66$277.66
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$9.58$9.58$9.58
Total monthly$3,464.09$3,693.91$4,294.35
Cash to close$90,543$59,900$59,900