Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$576,415$562,500
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,882$0
Note rate6.640%7.320%
Blended rate6.640%7.560%
1st payment$3,751.62$3,863.98
2nd payment$0.00$0.00
Taxes / mo$267.43$267.43
Insurance / mo$166.67$166.67
MI / mo$0.00$112.50
HOA / mo$0.00$0.00
Total monthly$4,185.72$4,410.58
Cash to close$48,585$62,500