Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$304,700$306,000
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$1,523$0
Note rate7.200%7.400%
Blended rate7.200%7.640%
1st payment$2,131.39$2,118.68
2nd payment$0.00$0.00
Taxes / mo$80.31$80.31
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$0.00$0.00
Total monthly$2,361.70$2,410.19
Cash to close$35,300$34,000