Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,564$386,100
Remaining term (yrs)24.730.0
Secondary amount$0$0
Funding fee$1,968$0
Note rate2.960%7.320%
Blended rate2.960%7.560%
1st payment$1,866.57$2,652.24
2nd payment$0.00$0.00
Taxes / mo$133.67$133.67
Insurance / mo$150.00$150.00
MI / mo$0.00$77.22
HOA / mo$11.42$11.42
Total monthly$2,161.66$3,024.55
Cash to close$35,436$42,900