Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$529,718$517,500
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,649$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,413.17$3,583.07
2nd payment$0.00$0.00
Taxes / mo$350.75$350.75
Insurance / mo$166.67$166.67
MI / mo$0.00$103.50
HOA / mo$70.00$70.00
Total monthly$4,000.58$4,273.98
Cash to close$45,282$57,500