Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,863$456,863$494,910
Remaining term (yrs)26.026.030.0
Secondary amount$0$38,047$0
Funding fee$2,284$2,284$0
Note rate6.020%6.020%7.400%
Blended rate6.020%6.249%7.640%
1st payment$2,893.03$2,893.03$3,426.66
2nd payment$0.00$285.35$0.00
Taxes / mo$221.25$221.25$221.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,280.95$3,566.30$3,913.56
Cash to close$93,037$54,990$54,990