Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$615,092$615,092$715,499
Remaining term (yrs)24.924.930.0
Secondary amount$0$100,407$0
Funding fee$3,075$3,075$0
Note rate2.860%2.860%7.320%
Blended rate2.860%3.581%7.560%
1st payment$2,865.71$2,865.71$4,914.98
2nd payment$0.00$669.38$0.00
Taxes / mo$362.25$362.25$362.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,444.63$4,114.00$5,637.00
Cash to close$179,907$79,500$79,500