Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$510,745$486,000
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,554$0
Note rate5.700%7.400%
Blended rate5.700%7.640%
1st payment$3,146.87$3,364.97
2nd payment$0.00$0.00
Taxes / mo$410.17$410.17
Insurance / mo$166.67$166.67
MI / mo$0.00$97.20
HOA / mo$0.00$0.00
Total monthly$3,723.71$4,039.00
Cash to close$29,255$54,000