Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$480,915$480,915$508,500
Remaining term (yrs)27.427.430.0
Secondary amount$0$27,585$0
Funding fee$2,405$2,405$0
Note rate6.630%6.630%7.320%
Blended rate6.630%6.759%7.560%
1st payment$3,171.89$3,171.89$3,493.04
2nd payment$0.00$206.89$0.00
Taxes / mo$152.31$152.31$152.31
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$7.42$7.42$7.42
Total monthly$3,498.29$3,705.18$3,921.14
Cash to close$84,085$56,500$56,500