Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$449,378$418,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,247$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$2,986.26$2,897.61
2nd payment$0.00$0.00
Taxes / mo$240.50$240.50
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$85.00$85.00
Total monthly$3,478.42$3,473.48
Cash to close$15,622$46,500