Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$651,188$607,499
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$3,256$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$4,293.23$4,206.20
2nd payment$0.00$0.00
Taxes / mo$447.08$447.08
Insurance / mo$166.67$166.67
MI / mo$0.00$121.50
HOA / mo$100.00$100.00
Total monthly$5,006.98$5,041.45
Cash to close$23,811$67,500