Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$332,809$332,809$449,100
Remaining term (yrs)23.623.630.0
Secondary amount$0$116,291$0
Funding fee$0$0$0
Note rate3.310%3.310%7.320%
Blended rate4.160%5.154%7.560%
1st payment$1,687.81$1,687.81$3,085.01
2nd payment$0.00$775.28$0.00
Taxes / mo$466.42$466.42$466.42
Insurance / mo$166.67$166.67$166.67
MI / mo$272.64$272.64$89.82
HOA / mo$30.00$30.00$30.00
Total monthly$2,623.53$3,398.80$3,837.91
Cash to close$166,191$49,900$49,900