Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$67,201$67,201$607,500
Remaining term (yrs)16.416.430.0
Secondary amount$0$540,299$0
Funding fee$336$336$0
Note rate3.420%3.420%7.400%
Blended rate3.420%7.271%7.640%
1st payment$444.59$444.59$4,206.21
2nd payment$0.00$3,489.43$0.00
Taxes / mo$399.83$399.83$399.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$373.00$373.00$373.00
Total monthly$1,384.09$4,873.52$5,267.21
Cash to close$607,799$67,500$67,500