Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$164,192$164,192$404,999
Remaining term (yrs)16.316.330.0
Secondary amount$0$240,807$0
Funding fee$821$821$0
Note rate3.390%3.390%7.400%
Blended rate3.390%5.982%7.640%
1st payment$1,087.93$1,087.93$2,804.13
2nd payment$0.00$1,555.21$0.00
Taxes / mo$219.46$219.46$219.46
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,457.39$3,012.61$3,254.59
Cash to close$285,807$45,000$45,000