Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,597$366,597$410,400
Remaining term (yrs)25.925.930.0
Secondary amount$0$43,803$0
Funding fee$1,833$1,833$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.623%7.640%
1st payment$2,146.35$2,146.35$2,841.53
2nd payment$0.00$328.53$0.00
Taxes / mo$285.42$285.42$285.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.08
HOA / mo$16.67$16.67$16.67
Total monthly$2,615.11$2,943.63$3,392.36
Cash to close$89,403$45,600$45,600