Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$513,922$513,922$553,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$39,578$0
Funding fee$2,570$2,570$0
Note rate6.730%6.730%7.400%
Blended rate6.730%6.892%7.640%
1st payment$3,460.15$3,460.15$3,832.32
2nd payment$0.00$296.84$0.00
Taxes / mo$465.33$465.33$465.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.70
HOA / mo$7.00$7.00$7.00
Total monthly$4,099.15$4,395.99$4,582.02
Cash to close$101,078$61,500$61,500