Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,264$322,200
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$1,681$0
Note rate6.270%7.320%
Blended rate6.270%7.560%
1st payment$2,092.99$2,213.29
2nd payment$0.00$0.00
Taxes / mo$53.42$53.42
Insurance / mo$150.00$150.00
MI / mo$0.00$64.44
HOA / mo$0.00$0.00
Total monthly$2,296.41$2,481.15
Cash to close$21,736$35,800