Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$709,416$652,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$3,547$0
Note rate6.150%7.400%
Blended rate6.150%7.640%
1st payment$4,526.57$4,517.78
2nd payment$0.00$0.00
Taxes / mo$491.35$491.35
Insurance / mo$216.67$216.67
MI / mo$0.00$130.50
HOA / mo$0.00$0.00
Total monthly$5,234.58$5,356.29
Cash to close$15,584$72,500