Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$375,142$375,142$571,500
Remaining term (yrs)22.822.830.0
Secondary amount$0$196,358$0
Funding fee$1,876$1,876$0
Note rate3.700%3.700%7.320%
Blended rate3.700%5.177%7.560%
1st payment$2,025.25$2,025.25$3,925.81
2nd payment$0.00$1,309.05$0.00
Taxes / mo$219.33$219.33$219.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.30
HOA / mo$110.00$110.00$110.00
Total monthly$2,521.25$3,830.30$4,536.11
Cash to close$259,858$63,500$63,500