Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$423,411$400,500
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,117$0
Note rate3.690%7.320%
Blended rate3.690%7.560%
1st payment$2,133.09$2,751.16
2nd payment$0.00$0.00
Taxes / mo$120.42$120.42
Insurance / mo$150.00$150.00
MI / mo$0.00$80.10
HOA / mo$0.00$0.00
Total monthly$2,403.51$3,101.67
Cash to close$21,589$44,500