Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$803,682$747,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$4,018$0
Note rate6.540%7.400%
Blended rate6.540%7.640%
1st payment$5,204.55$5,172.08
2nd payment$0.00$0.00
Taxes / mo$773.08$773.08
Insurance / mo$216.67$216.67
MI / mo$0.00$149.40
HOA / mo$0.00$0.00
Total monthly$6,194.30$6,311.23
Cash to close$26,318$83,000