Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$536,812$514,800
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,684$0
Note rate5.540%7.400%
Blended rate5.540%7.640%
1st payment$3,250.72$3,564.37
2nd payment$0.00$0.00
Taxes / mo$620.42$620.42
Insurance / mo$166.67$166.67
MI / mo$0.00$102.96
HOA / mo$90.00$90.00
Total monthly$4,127.80$4,544.41
Cash to close$35,188$57,200