Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$565,742$414,000
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$2,829$0
Note rate6.190%7.400%
Blended rate6.190%7.640%
1st payment$3,488.60$2,866.45
2nd payment$0.00$0.00
Taxes / mo$239.33$239.33
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$11.25$11.25
Total monthly$3,905.84$3,366.49
Cash to close$0$46,000