Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$418,033$377,100
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,090$0
Note rate6.160%7.320%
Blended rate6.160%7.560%
1st payment$2,564.53$2,590.42
2nd payment$0.00$0.00
Taxes / mo$109.00$109.00
Insurance / mo$150.00$150.00
MI / mo$0.00$75.42
HOA / mo$72.33$72.33
Total monthly$2,895.86$2,997.17
Cash to close$967$41,900