Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$391,219$368,910
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.390%7.400%
Blended rate6.940%7.640%
1st payment$2,546.16$2,554.26
2nd payment$0.00$0.00
Taxes / mo$182.83$182.83
Insurance / mo$150.00$150.00
MI / mo$186.76$73.78
HOA / mo$0.00$0.00
Total monthly$3,065.76$2,960.87
Cash to close$18,681$40,990