Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,682$369,682$382,499
Remaining term (yrs)27.227.230.0
Secondary amount$0$34,067$0
Funding fee$0$0$0
Note rate7.290%7.290%7.400%
Blended rate7.840%8.180%7.640%
1st payment$2,602.83$2,602.83$2,648.35
2nd payment$0.00$337.12$0.00
Taxes / mo$135.00$135.00$135.00
Insurance / mo$150.00$150.00$150.00
MI / mo$174.18$174.18$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,062.02$3,399.14$3,009.85
Cash to close$55,317$21,250$42,500