Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$178,972$178,972$549,000
Remaining term (yrs)10.910.930.0
Secondary amount$0$370,028$0
Funding fee$895$895$0
Note rate3.930%3.930%7.400%
Blended rate3.930%6.505%7.640%
1st payment$1,672.15$1,672.15$3,801.17
2nd payment$0.00$2,389.77$0.00
Taxes / mo$508.33$508.33$508.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,347.15$4,736.91$4,585.97
Cash to close$431,028$61,000$61,000