Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,047$409,047$575,999
Remaining term (yrs)24.724.730.0
Secondary amount$0$166,952$0
Funding fee$2,045$2,045$0
Note rate2.940%2.940%7.400%
Blended rate2.940%4.407%7.640%
1st payment$1,935.77$1,935.77$3,988.10
2nd payment$0.00$1,113.01$0.00
Taxes / mo$533.33$533.33$533.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,635.77$3,748.78$4,803.30
Cash to close$230,952$64,000$64,000