Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$260,099
Remaining term (yrs)3.53.530.0
Secondary amount$0$260,099$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.000%7.750%7.640%
1st payment$0.00$0.00$1,800.87
2nd payment$0.00$1,679.81$0.00
Taxes / mo$240.83$240.83$240.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.02
HOA / mo$355.00$355.00$355.00
Total monthly$745.83$2,425.64$2,598.73
Cash to close$288,999$28,900$28,900