Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$590,946$571,406
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.630%7.400%
Blended rate7.180%7.640%
1st payment$3,842.34$3,956.30
2nd payment$0.00$0.00
Taxes / mo$529.08$529.08
Insurance / mo$166.67$166.67
MI / mo$274.89$114.28
HOA / mo$103.00$103.00
Total monthly$4,915.98$4,869.32
Cash to close$43,949$63,490