Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,117$376,117$620,999
Remaining term (yrs)28.928.930.0
Secondary amount$0$244,882$0
Funding fee$1,881$1,881$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.993%7.640%
1st payment$2,401.86$2,401.86$4,299.67
2nd payment$0.00$1,581.53$0.00
Taxes / mo$575.00$575.00$575.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.20
HOA / mo$120.00$120.00$120.00
Total monthly$3,263.52$4,845.05$5,285.54
Cash to close$313,882$69,000$69,000