Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$100,353$100,353$765,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$664,647$0
Funding fee$502$502$0
Note rate6.420%6.420%7.400%
Blended rate6.420%7.576%7.640%
1st payment$658.16$658.16$5,296.71
2nd payment$0.00$4,292.51$0.00
Taxes / mo$708.33$708.33$708.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$330.00$330.00$330.00
Total monthly$1,913.16$6,205.67$6,704.71
Cash to close$749,647$85,000$85,000