Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$103,653$103,653$350,910
Remaining term (yrs)18.618.630.0
Secondary amount$0$247,257$0
Funding fee$518$518$0
Note rate3.670%3.670%7.400%
Blended rate3.670%6.545%7.640%
1st payment$637.90$637.90$2,429.63
2nd payment$0.00$1,596.87$0.00
Taxes / mo$324.92$324.92$324.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,112.81$2,709.68$2,974.73
Cash to close$286,247$38,990$38,990