Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$761,472$761,472$989,910
Remaining term (yrs)28.328.330.0
Secondary amount$0$228,438$0
Funding fee$3,807$3,807$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.058%7.640%
1st payment$5,075.35$5,075.35$6,853.94
2nd payment$0.00$1,475.33$0.00
Taxes / mo$916.58$916.58$916.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.98
HOA / mo$0.00$0.00$0.00
Total monthly$6,208.60$7,683.93$8,185.17
Cash to close$338,428$109,990$109,990