Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$620,399$576,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$3,102$0
Note rate5.780%7.400%
Blended rate5.780%7.640%
1st payment$3,847.42$3,988.11
2nd payment$0.00$0.00
Taxes / mo$533.33$533.33
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$61.00$61.00
Total monthly$4,608.42$4,864.31
Cash to close$19,601$64,000