Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$531,950$531,950$575,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$43,150$0
Funding fee$2,660$2,660$0
Note rate6.020%6.020%7.400%
Blended rate6.020%6.244%7.640%
1st payment$3,368.51$3,368.51$3,981.88
2nd payment$0.00$323.62$0.00
Taxes / mo$532.50$532.50$532.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.02
HOA / mo$0.00$0.00$0.00
Total monthly$4,067.68$4,391.30$4,796.06
Cash to close$107,050$63,900$63,900