Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$319,828$319,828$512,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$193,082$0
Funding fee$1,599$1,599$0
Note rate6.780%6.780%7.400%
Blended rate6.780%7.239%7.640%
1st payment$2,127.44$2,127.44$3,551.29
2nd payment$0.00$1,287.22$0.00
Taxes / mo$474.92$474.92$474.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.58
HOA / mo$680.00$680.00$680.00
Total monthly$3,449.02$4,736.24$4,975.45
Cash to close$250,072$56,990$56,990