Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$807,016$764,899
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$4,035$0
Note rate6.000%7.400%
Blended rate6.000%7.640%
1st payment$5,107.08$5,296.01
2nd payment$0.00$0.00
Taxes / mo$708.24$708.24
Insurance / mo$216.67$216.67
MI / mo$0.00$152.98
HOA / mo$120.00$120.00
Total monthly$6,151.99$6,493.89
Cash to close$42,872$84,989