Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,853$431,910
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,299$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$2,862.13$2,990.46
2nd payment$0.00$0.00
Taxes / mo$399.92$399.92
Insurance / mo$166.67$166.67
MI / mo$0.00$86.38
HOA / mo$536.00$536.00
Total monthly$3,964.72$4,179.42
Cash to close$20,047$47,990