Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$698,826$674,100
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$3,494$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$4,721.63$4,630.60
2nd payment$0.00$0.00
Taxes / mo$624.17$624.17
Insurance / mo$216.67$216.67
MI / mo$0.00$134.82
HOA / mo$311.00$311.00
Total monthly$5,873.46$5,917.25
Cash to close$50,174$74,900