Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$475,472$467,999
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.620%7.400%
Blended rate7.170%7.640%
1st payment$3,136.29$3,240.33
2nd payment$0.00$0.00
Taxes / mo$433.33$433.33
Insurance / mo$166.67$166.67
MI / mo$224.61$93.60
HOA / mo$0.00$0.00
Total monthly$3,960.90$3,933.93
Cash to close$44,527$52,000