Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$526,188$463,410
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$2,631$0
Note rate3.550%7.320%
Blended rate3.550%7.560%
1st payment$2,621.40$3,183.31
2nd payment$0.00$0.00
Taxes / mo$326.92$326.92
Insurance / mo$166.67$166.67
MI / mo$0.00$92.68
HOA / mo$100.00$100.00
Total monthly$3,214.98$3,869.57
Cash to close$0$51,490