Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,916$182,916$521,100
Remaining term (yrs)19.619.630.0
Secondary amount$0$338,184$0
Funding fee$0$0$0
Note rate3.580%3.580%7.400%
Blended rate4.430%6.585%7.640%
1st payment$1,077.64$1,077.64$3,607.99
2nd payment$0.00$2,184.10$0.00
Taxes / mo$482.50$482.50$482.50
Insurance / mo$166.67$166.67$166.67
MI / mo$168.31$168.31$104.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,895.12$4,079.22$4,361.38
Cash to close$396,084$57,900$57,900