Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$480,101$467,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,401$0
Note rate3.450%7.320%
Blended rate3.450%7.560%
1st payment$2,361.13$3,208.65
2nd payment$0.00$0.00
Taxes / mo$432.50$432.50
Insurance / mo$166.67$166.67
MI / mo$0.00$93.42
HOA / mo$135.00$135.00
Total monthly$3,095.30$4,036.24
Cash to close$38,899$51,900