Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$525,918$521,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,630$0
Note rate6.480%7.320%
Blended rate6.480%7.560%
1st payment$3,465.05$3,585.16
2nd payment$0.00$0.00
Taxes / mo$483.25$483.25
Insurance / mo$166.67$166.67
MI / mo$0.00$104.38
HOA / mo$400.00$400.00
Total monthly$4,514.97$4,739.46
Cash to close$53,982$57,990