Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$726,460$726,460$719,100
Remaining term (yrs)28.428.430.0
Secondary amount$0$32,590$0
Funding fee$3,632$3,632$0
Note rate7.040%7.040%7.400%
Blended rate7.040%7.248%7.640%
1st payment$4,928.54$4,928.54$4,978.90
2nd payment$0.00$322.51$0.00
Taxes / mo$665.83$665.83$665.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$0.00$0.00$0.00
Total monthly$5,811.04$6,133.55$6,005.22
Cash to close$72,540$39,950$79,900