Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$944,373$944,373$1,034,100
Remaining term (yrs)25.925.930.0
Secondary amount$0$89,727$0
Funding fee$4,722$4,722$0
Note rate5.810%5.810%7.400%
Blended rate5.810%6.087%7.640%
1st payment$5,873.90$5,873.90$7,159.90
2nd payment$0.00$672.95$0.00
Taxes / mo$957.50$957.50$957.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$206.82
HOA / mo$146.00$146.00$146.00
Total monthly$7,194.07$7,867.02$8,686.89
Cash to close$204,627$114,900$114,900