Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$251,980$251,980$652,500
Remaining term (yrs)20.920.930.0
Secondary amount$0$400,520$0
Funding fee$1,260$1,260$0
Note rate3.920%3.920%7.400%
Blended rate3.920%6.271%7.640%
1st payment$1,468.87$1,468.87$4,517.78
2nd payment$0.00$2,586.69$0.00
Taxes / mo$604.17$604.17$604.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$65.00$65.00$65.00
Total monthly$2,354.70$4,941.40$5,534.11
Cash to close$473,020$72,500$72,500