Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,082$359,082$719,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$360,828$0
Funding fee$1,795$1,795$0
Note rate2.250%2.250%7.320%
Blended rate2.250%5.007%7.560%
1st payment$1,593.97$1,593.97$4,945.28
2nd payment$0.00$2,330.35$0.00
Taxes / mo$666.58$666.58$666.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$65.00$65.00$65.00
Total monthly$2,542.22$4,872.56$6,037.51
Cash to close$440,818$79,990$79,990