Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,569$314,910
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,983$0
Note rate6.580%7.320%
Blended rate6.580%7.560%
1st payment$2,641.13$2,163.21
2nd payment$0.00$0.00
Taxes / mo$291.58$291.58
Insurance / mo$150.00$150.00
MI / mo$0.00$62.98
HOA / mo$440.00$440.00
Total monthly$3,522.71$3,107.78
Cash to close$0$34,990